Splitwise column checked 2026-07-30. Splitwise is a product of Splitwise, Inc. and is not affiliated with Splitty; that column describes only what its own public pages stated on that date.
Splitwise is the reference point for splitting expenses between friends, and for a group of English-speaking friends settling pairwise debts it is a reasonable answer. Splitty was built for a different group: people who do not share one language, who pool money into a kitty before they spend it, and who want the trip itself, the flights, the stays, the receipts, in the same place as the balances.
| Splitty | Splitwise | |
|---|---|---|
| Languages | 16, including Arabic, Farsi and Urdu with full right-to-left layout. Each member of a trip can read it in a different language. | English plus a set of European and Asian languages; no right-to-left language listed. |
| Shared kitty | First-class: contributions into a pool and expenses out of it are tracked separately, so a pooled fund and a spend-as-you-go trip both work. | Built around pairwise debts between people. |
| Multi-currency | Any currency per expense, with the rate stored on the trip so later edits do not rewrite history. | Yes, multi-currency expenses are supported. |
| Trip itinerary | Flights, stays and a day-by-day plan live alongside the money. | Not part of the product. |
| Apple Wallet pass | A trip pass that updates on the lock screen as the balance moves. | Not offered. |
| Receipts | Photograph a receipt onto any expense. | Receipt photos are offered on paid plans. |
| Export | CSV of every transaction, and a PDF trip report. | Spreadsheet export is offered. |
| Joining | An invite link opens in any browser and a guest can join without an account. | Members are normally invited to create an account. |
| Install | On the App Store for iPhone and iPad as "Splitty: Split Bills & Trips", free, iOS 16.4 or later. On Android and desktop it installs to the home screen from the browser and opens offline. | Published iOS and Android apps. |
| Price | Free to use. Splitty Pro is OMR 12.000 a year. | Free tier with a paid subscription. |
| Built by | BHD Group (Bin Haider Darwish L.L.C.), Muscat, Oman. | Splitwise, Inc., United States. |
If the group is small, reads English, and simply wants a running tab between two or three people, Splitwise does that and has done it for years, on both app stores. Splitty is on the App Store and is not on Google Play; Android members install it from the browser instead.
If the group spans languages, and particularly if some of it reads Arabic, Urdu or Farsi, Splitty renders the same trip right-to-left for those members and left-to-right for the rest. If money is collected into a pool first, a trip fund, a household kitty, a family contribution, Splitty models that directly instead of reconstructing it from pairwise debts. And if the trip has an itinerary, receipts and a lock-screen pass to carry, all of that sits on the same trip as the money.
Splitty does not move money. It records who paid, who owes and who has settled; the payment itself happens wherever the group already banks. It is not a payment provider and holds no funds.